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Terms of use
  1. Introduction and Your Acceptance of the Terms of Use


    1.2. Coinfluke’s products include the website (the “Site”), which provides Digital Currency related content (the “Publications”) and offers the opportunity to invest Digital Currency in other for profits (the “Transactional Functions”), as well as a non-custodial Wallet Service app for certain Crypto Assets (the “Wallet”). The Transactional Functions and the Wallet service shall be referred, severally and jointly, as the “Services”.

    1.3. Transactional Functions are offered to Members (as defined below) on the Site by either coinfluke Ltd., a company incorporated under the laws of Ireland with a registered office at 42 Pearse St., Dublin D02 YX88, Ireland (“coinfluke Ltd.”), or Coinfluke CA Inc., a company incorporated under the laws of Ontario, Canada with a registered office at 100-55 Albert St., Markham, ON L3P 2T4, Canada (“Coinfluke CA Inc.”), at Inflowcoin’s discretion.

    1. 1.3.1. Coinfluke Ltd. and Coinfluke CA Inc. shall be referred, severally and jointly, as the “Transactional Functions Providers”.
    2. 1.3.2. The Transactional Functions Providers shall NOT provide any Services in Restricted Locations and TPT Locations (both, as defined below).
      1. Notwithstanding the above, the opportunity to engage in Transactional Functions in TPT Locations (as defined below) using the Services together with separate platforms provided by third party providers (the “Third Party Transactions”) may be made available to you on the Site.
    3. 1.3.3. Certain supplemental Third Party Services (as defined below), administered wholly by and under the terms of service of third party providers, may be offered and made available to you on your Account in connection with the Services.

    1.4. The Publications on the Site are provided by New Coinfluke Ventures Ltd., an affiliate of Coinfluke Ltd.

    1.5. Coinfluke Ltd., Coinfluke CA Inc., and New Coinfluke Ventures Ltd. shall be referred to as "us," "we," "our," "Company,” or "Coinfluke".

    1.6. The users of the Site shall be referred to as “you,” “your” or “yourself”.

    1.7. By using this Site, and/or by consuming our Publications, and/or by registering to use our Services, you accept and agree to comply with our terms and conditions governing your use of the Site and the Services (the “Terms of Use”). You should read the entire Terms of Use carefully before you use the Site or any of the Services. If you do not agree to any term of these Terms of Use, you are forbidden to use the Site and the Services.

    1.8. You acknowledge that the privacy policy (made available on the Site at (the “Privacy Policy”), is an integral part of these Terms of Use, and by using the Services, you also agree that you have read, understood, and accepted the terms of the Privacy Policy.

    1.9. You further acknowledge that: (i) Company does not have a trading platform, nor does it maintain any investment portfolios; (ii) Company is not associated with any third-party trading-related services or brokers; (iii) Company is not a payment services provider, nor does it act as a payment services provider or process any payments whatsoever; (iv) Company does not provide investment or financial advice or consulting services.

  2. Account Eligibility

    2.1. By opening an account to use the Services (the “Account”), you expressly represent and warrant that:

    1. 2.1.1. you have accepted these Terms of Use;
    2. 2.1.2. you are at least 18 years of age (or the age of majority in your country of residence and no younger than 18);
    3. 2.1.3. you have the full legal capacity to accept these Terms of Use and enter into a transaction involving Digital Currency (as defined below);
    4. 2.1.4. all information and details that you submit to us during the initial registration process, and thereafter (including as part of any use of the Services), are true, current, complete and not misleading and, as appropriate, match the name(s) on the credit/debit card(s) or other payment accounts to be used to receive Fiat Money (defined below) in exchange for the Digital Currency;
    5. 2.1.5. your Wallet is owned and controlled exclusively by you;
    6. 2.1.6. you are solely responsible for complying with applicable laws regarding use of the Services;
    7. 2.1.7. you shall not share any passwords or private keys for Your Wallet or your Account;
    8. 2.1.8. your use of our Services in the territory from which you are accessing and using the Services and your Account, is in full compliance with the laws and regulations applicable to such territory;
    9. 2.1.9. if you use the Services on behalf of a business, corporate or charitable entity, you represent, warrant and agree: (i) that you are duly authorized under any applicable law to represent such entity in connection with these Terms of Use and to commit it to be bound by these Terms of Use; (ii) hereby make all representations and warranties herein on both your and its behalf; and (iii) personally guarantee performance by such entity hereunder; and
    10. 2.1.10. you shall not use the Services for any Prohibited Act or in support of any Prohibited User or for any transaction in Prohibited Crypto Assets

  3. Registration and Personal Use of your Account

    3.1. The Site is for your own personal and non-commercial use only. You may only open one Account, and you acknowledge that multiple or linked accounts are not allowed.

    3.2. You further agree that you will not use any Account other than for your own use, or access the Account of any other registered user (a “Member”) at any time, or assist others in obtaining unauthorized access.

    3.3. By registering with us, you agree to provide us with current, accurate, authentic, and complete information about you, which may include without limitations, your name, password, e-mail address, postal address, telephone number, ID number, birthdate, taxpayer identification number, as prompted by the registration and/or verification process, or as prompted at any time following registration, and you are required to keep any such submitted information updated at all times. We may request additional information as necessary, including in the event of any suspicious activity related to your Account.

    3.4. Verification Process. We may verify your details, at any time, by requesting certain documents from you. These documents may typically include a government issued identity card, proof of address, such as a utility bill, and proof of your payment method. We may request that copies of such documents are notarized at your own expense, with a stamp and attestation or certification by a public notary. Should the documents fail our internal security checks for any reason, such as upon suspicion of tampering, or due to suspicious or proven misrepresentation, we shall be under no obligation to accept such documents as valid, and under no obligation to provide feedback on the exact nature of our findings with regards to these documents. In addition, we may request that you participate in a phone or video call to verify your identity.

    3.5. We may also perform further background checks on you and request any relevant documentation from you for any reason related to your use of the Services and/or as supporting evidence for any information you provide.

    3.6. You acknowledge that in order to conduct such verification process and/or background checks, we may perform inquiries, directly or indirectly through third party service providers in the attempt to prevent misidentification, fraud, suspicious activity, money laundering or any other forbidden activity, and may take actions with respect to the outcome of such inquiries, as we deem necessary. You hereby provide us with your authorization for such inquiries, including with respect to a query of your account information.

    3.7. The aforementioned notwithstanding, the Company may, at any time, and in its sole discretion, deny you the option to open an Account, limit the Account that you may establish and maintain, or suspend any transaction pending our review of any information submitted by you.

    3.8. Confidentiality of your Account. You acknowledge that you are responsible for maintaining the strict confidentiality of your Account information, including your password, safeguarding your own Digital Currency, and for all activity and transactions that are posted to your Account. You understand that any compromise of your login information may expose your Account to unauthorized access by third parties which may result in loss or theft of Digital Currency or funds from your Account, including linked accounts, such as your linked bank accounts and credit cards.

    3.9. Security Alerts. In order to receive security alerts from the Company, you must update the Company with respect to changes in your email address and telephone number. In no event will the Company be held responsible for any damages or losses which you may sustain as a result of compromise of your Account login credentials due to no fault of the Company and/or failure to follow or act upon any notices or alerts that we may send to you. Notwithstanding the above, the Company does not guarantee to provide you with said alerts or to take any other action in this regard, and shall not be held liable for not doing so.

    3.10. Misuse. The creation or use of an Account without obtaining our prior express permission will result in the immediate suspension of any such Account, as well as all pending Purchase/Sale offers. Any attempt to do so or to assist others (former registered users or otherwise), or the distribution of instructions, software or tools for that purpose, will result in the Accounts of such users being terminated, without derogating from any other remedy to which the Company may be entitled for such a violation and the Company may take further actions against you.

    3.11. You are required to notify us immediately of any unauthorized use of your Account or password, suspected compromise of your login information, or any other breach of security, by email addressed to

    3.12. We may terminate the Account of any Member who does not comply with our verification or security requests, or otherwise violates the foregoing rules, and such Member may be held liable for losses incurred by the Company or by any third party due to the Member’s non-compliance and/or violation of rules.

    3.13. Responsibility for Third Party Acts. Your Account is for your personal use only, and not for the use or access by any third party. In any event, you are fully responsible for all acts or omissions of any third party accessing and/or using your Account.

    3.14. You agree that you will not use the Services to perform criminal activity of any sort, including but not limited to, money laundering, financing of terrorism, or malicious hacking, as well as gambling operations. In addition, you warrant not to use methods to conceal the location from which you access the Site and that you will disclose to the Company your accurate and true location. Should the Company determine in its sole discretion that the activity on your Account is suspicious or related to any Prohibited Act or illegitimate operation, the Company may cancel or suspend your Account, block any outstanding transactions, deny any new transactions, and/or freeze any funds available on your Account.

    3.15. You agree to receive promotional and/or informational emails from us to the email address you provided in your Account. Such emails will be canceled upon your request using the "unsubscribe" option presented in any such email, when applicable.

    3.16. By registering with us and/or using the Site, you confirm that you did not Mine any Digital Currency you offer us for Sale, and that you did not buy any Digital Currency you offer us for Sale from a Miner. For the purposes of this Agreement, “Mine” or “Mining” means the process of using cryptographic hash functions to authorize crypto-transactions, and a “Miner” is a person who performs such Mining.

  4. General Provisions

    4.1. Entire Agreement. These Terms of Use, comprise the entire understanding and agreements between you and the Company as to the subject matter hereof, and supersedes any and all prior discussions, agreements and understandings of any kind (including without limitation any prior versions of this Agreement), and every nature between you and the Company. Section headings in this Agreement are for convenience only, and shall not govern the meaning or interpretation of any provision of this Agreement.

    4.2. Relationship of the Parties. Both you and the Company are independent contractors, and nothing in these Terms of Use shall be deemed to create between you and the Company any other form of relationship, and the parties shall not be deemed to be partners, joint ventures or agents. You are not authorized to make any obligations on behalf of the Company.

    4.3. Assignment. You may not assign any rights and/or licenses granted under these Terms of Use, including without limitation, the right to use the Account which is exclusively for your personal use. The Company reserves the right to assign our rights without restriction, including without limitation to any Company affiliates or subsidiaries, or to any successor in interest of any business associated with the Services. Any attempted transfer or assignment in violation hereof shall be null and void. Subject to the foregoing, these Terms of Use will bind and inure to the benefit of the parties, their successors and permitted assigns.

    4.4. Severability. If any provision of these Terms of Use shall be determined to be invalid or unenforceable under any rule, law or regulation or any governmental agency, local, state, or federal, such provision will be changed and interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law and the validity or enforceability of any other provision of these Terms of Use shall not be affected.

    4.5. Change of Control. In the event that the Company is acquired by or merged with a third party entity, the Company reserves the right, in any of these circumstances, to transfer or assign the information that the Company has collected from you, including any personal information, as part of such merger, acquisition, sale, or other change of control.

    4.6. Survival. All provisions of these Terms of Use which by their nature extend beyond the expiration or termination of these Terms of Use, including, without limitation, sections pertaining to suspension or termination, Company Account cancellation, debts owed to the Company, general use of the Company Site, disputes with Company, and general provisions.

    4.7. Disputes and Governing Law. You and the Company agree that any dispute arising and relating to these Terms of Use shall first be resolved by contacting the other party directly in the attempt to reach an amicable resolution. The Company shall contact you using the information you provided in your Account, and you shall contact the Company as set forth under Section 17 above (Customer Service). You and the Company agree that any and all controversies and claims that cannot be resolved amicably will submitted to the exclusive jurisdiction of the competent courts located in Dublin, Ireland and shall be governed by the laws of the Republic of Ireland without giving effect to its principles or rules of conflict of laws, to the extent such principles or rules are not mandatorily applicable by statute and would permit or require the application of the laws of another jurisdiction.

    4.8. Force Majeure. Company shall not be liable for delays, failure in performance or interruption of service which results directly or indirectly from any cause or condition beyond its reasonable control, including, but not limited to, any delay or failure due to any act of God, act of civil or military authorities, act of terrorism, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe or any other occurrence which is beyond Company’s reasonable control and shall not affect the validity and enforceability of any remaining provisions.

    4.9. English Language Controls. Any translation of the Terms of Use, if provided, is provided for your convenience alone. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Any translation provided may not accurately represent the information in the original English.

  5. Contact

    5.1. If you have any questions or comments concerning these Terms, please contact Inflowcoin through the contact information posted in the Site.

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    Last revision: 26 March 2023